Accountant - Food Retail

Key Responsibilities

• Cash Visibility: Monitor and maintain visibility over cash balances across Group entities, ensuring cash requirements are understood and managed effectively.

• Bank Reconciliations: Prepare, review, and support bank reconciliations, ensuring accuracy, completeness, and timely resolution of any discrepancies.

• Cash Flow Forecasting: Assist in the preparation of cash flow forecasts, budgets, and related reports to support liquidity planning and decision-making.

• Payment Controls: Support and control payment processes in line with internal approval procedures, finance controls, and company policies.

• Payment Runs: Assist with the preparation, execution, and review of payment runs, ensuring that payments are processed accurately and on time.

• Banking Processes: Liaise with banks and financial partners in relation to banking documentation, account movements, payment queries, and operational banking matters.

• Cash Position Monitoring: Track and analyse cash balances across the Group to ensure adequate funding is available for operational requirements.

• Financial Accounting Support: Support accounting entries, reconciliations, month-end processes, and financial reporting activities related to cash, banks, payments, and general finance operations.

• Reporting: Prepare cash-related reports, reconciliations, cash flow analysis, and related information for review by management.

• Stakeholder Coordination: Maintain strong working relationships with internal departments, finance teams, management, banks, and external financial partners.

• Compliance and Controls: Ensure cash, banking, and payment activities are carried out in line with internal policies, procedures, approval limits, and regulatory requirements.

• Process Improvement: Support the continuous improvement of finance processes, payment controls, reporting tools, and systems.

Qualifications, Skills, and Attributes

• Education: Bachelor’s degree in Accounting, Finance, Economics, or a related field would be preferred.

• Qualification: Fully qualified accountant, newly qualified accountant, ACCA finalist, or partially qualified accountant will be considered.

• ACCA Progress: Candidates midway through ACCA may also be considered where they can demonstrate strong practical experience in financial accounting.

• Experience: Previous hands-on experience in financial accounting, bank reconciliations, payment processing, cash management, audit, finance operations, or a similar finance role.

• Industry or Practice Background: Candidates coming from industry, audit, advisory, or accounting practice backgrounds will be considered.

• Financial Accounting Experience: Strong practical understanding of accounting entries, reconciliations, controls, month-end processes, and financial reporting support.

• Cash Management Knowledge: Good understanding of cash flow forecasting, bank reconciliations, payment controls, and banking processes.

• Banking and Payments: Experience dealing with banking platforms, payment runs, banking documentation, account movements, and internal approval processes would be considered an asset.

• Systems Knowledge: Proficient in Microsoft Excel and comfortable using financial systems, accounting software, or ERP platforms.

• Analytical Skills: Able to review cash flow information, assess cash requirements, identify trends, and support practical decision-making.

• Commercial Awareness: Good understanding of how cash flow, working capital, payments, and banking arrangements impact business performance.

• Attention to Detail: High level of accuracy when preparing reconciliations, reviewing banking information, processing payments, and preparing reports.

• Organisation: Strong organisational and time management skills, with the ability to manage multiple priorities and deadlines.

• Communication Skills: Clear and professional communicator, able to liaise effectively with internal stakeholders, finance team members, banks, and external partners.

• Stakeholder Management: Able to build and maintain productive relationships across departments, Group entities, and banking partners.

• Integrity: Handles sensitive financial and banking information with confidentiality, accountability, and professionalism.

• Teamwork: Willing to collaborate with the wider Finance team and other departments to support effective cash and finance management.

• Proactive Mindset: Solution-oriented, forward-thinking, and able to identify opportunities to improve finance processes and controls.

What’s on Offer

• Compensation: A competitive salary package aligned with experience and responsibilities.

• Working Environment: Opportunity to join one of Malta’s leading food retail operators with a strong presence across Malta and Gozo.

• Professional Growth: Exposure to Group finance operations, cash management, banking relationships, payment controls, and cash flow planning within a large and established organisation.

• Career Development: Suitable for a newly qualified accountant, ACCA finalist, or partially qualified accountant with strong financial accounting experience who wishes to develop further in industry.

• Team Culture: A professional and collaborative environment that values accuracy, accountability, commercial awareness, and continuous improvement.