AML & Compliance Manager

Key Responsibilities

• AML Governance: Assist the MLRO with the design, application and ongoing improvement of the Business’s controls for AML/CFT, sanctions compliance and the prevention of financial crime.
• Regulatory Alignment: Keep the AML programme consistent with relevant legislation, FIAU guidance, MFSA rules, recognised international principles and the Company’s internal governance standards.
• Customer Due Diligence: Supervise client acceptance, risk classification, continuing monitoring, scheduled and event-driven reassessments, corrective reviews and relationship termination procedures.
• Complex Cases: Assess sensitive or elevated-risk applications, make appropriate approval decisions and refer significant concerns to the MLRO.
• Financial Crime Controls: Direct transaction surveillance, sanctions screening and related detection processes, ensuring that alerts are examined thoroughly, recorded correctly and referred without unnecessary delay.
• Regulatory Change: Track new regulatory expectations and market developments, assess their impact on the Business and recommend suitable improvements to policies, procedures and controls.
• Management Reporting: Produce meaningful compliance data, performance measures, risk indicators and written updates for the MLRO, senior leadership, the Board and regulatory bodies.
• Team Leadership: Manage and develop the AML team through clear direction, technical assistance, coaching and constructive performance support.
• Workload Management: Set priorities across due diligence, monitoring, investigations and remediation assignments to ensure that work is delivered within statutory timeframes and agreed internal standards.
• Compliance Monitoring: Support the Compliance Officer with the implementation of the compliance programme, including testing controls, recording observations and following up on corrective measures.
• Advisory Support: Provide practical regulatory guidance to colleagues and assist with supervisory enquiries, inspections, external audits and information requests from competent authorities.
• Training and Culture: Deliver guidance and learning sessions that encourage sound judgement, personal accountability and ethical behaviour throughout the organisation.

Qualifications, Skills and Attributes

• Education: A bachelor’s degree in Law, Compliance, Finance, Business, Risk Management or another relevant field is required.
• Experience: At least five years of relevant experience covering anti-money laundering and regulatory compliance within the financial services industry.
• Reporting Experience: Proven ability to prepare clear, decision-focused submissions for Boards, regulators and senior stakeholders.
• Language Skills: Excellent written and spoken English is essential for this position. Knowledge of Maltese would be considered an advantage.
• Communication Skills: Able to explain technical regulatory matters clearly and provide practical guidance to audiences with different levels of compliance knowledge.
• Interpersonal Skills: Confident in building credible working relationships with leadership, operational teams, regulatory contacts and external parties.
• Leadership: Capable of supervising professionals, assigning responsibilities and supporting team members in achieving consistently high standards.
• Analytical Skills: Strong judgement and investigative ability, with the capacity to evaluate complex information, identify unusual activity and determine appropriate action.
• Technical Knowledge: Sound understanding of AML/CFT obligations, sanctions controls, customer risk management, financial crime prevention and the regulatory environment applicable to Trustee and Company Service Providers.
• Organisation: Skilled at balancing competing deadlines, coordinating several workstreams and maintaining accurate records.
• Self-Motivated: Comfortable taking ownership of responsibilities and working independently while remaining closely aligned with key stakeholders.
• Problem-Solving: Able to identify weaknesses in existing arrangements and introduce proportionate, workable solutions that reduce exposure to regulatory risk.

What's on Offer

• Compensation: An attractive remuneration package reflecting the responsibilities and seniority of the position.
• Working Arrangement: A hybrid working model offering a combination of office-based and remote work.
• Health Insurance: Private medical cover provided as part of the benefits package.
• Pension Plan: Access to a company pension scheme.
• Continuous Learning: Ongoing training designed to strengthen technical expertise and professional capability.
• Career Development: The opportunity to grow within an expanding and highly regarded practice that supports internal progression.
• Working Environment: A welcoming and collaborative workplace where employees are encouraged to contribute and develop.